Published: 18/02/2026 By David Cudd
Jane Bucchus & Yolo Money: Why the Best Mortgage Brokers are Worth their Weight in GoldPart of our Network series
There's a blue sofa in the Garrison Estates office that's become something of an unofficial interview set. It's hosted solicitors, business owners, and now, rather fittingly, the mortgage broker who's been quietly making our clients' property dreams actually happen for over a decade.
Jane Bucchus recently stopped by for a sit-down chat about what she expects from 2026, the challenges buyers are facing, and what makes the difference between a smooth mortgage process and an absolute nightmare.
But before we get to that, let me tell you why Jane sitting on that sofa has materialised.
The Barclays Story
I met Jane more than ten years ago while working at an East London agency. My mentor gave me simple advice:
“Use Jane.”
I soon realised she wasn’t just my preferred broker, she was the preferred broker for many agents across London. When an entire industry quietly points to the same person, you take note.
The moment I understood why came early on.
I’d gone direct to Barclays on a personal matter, long past the point where Jane could earn anything from helping me. I called her anyway.
She gave me her time. Talked me through it. Helped me resolve it. No fee. No complaint. No rush.
I’ve told that story countless times since.
A Decade of Doing It Right
Jane has guided an endless stream of Garrison Estates clients through mortgages; from first-time buyers to seasoned investors.
She’s helped me personally too: new purchases, re-mortgages on buy-to-lets, strategic advice when it mattered most. Not scripted lender answers — real expertise.
When I founded Garrison Estates, she was my first call. That partnership remains one of the foundations of our service today.
Because here’s the reality: estate agents can only take a transaction so far. We can source, negotiate & manage but if the mortgage collapses, the deal collapses. A great broker isn’t optional. They’re critical.
Yolo Money: The Inevitable Next Step
So when Jane launched her own brokerage, Yolo Money, it wasn’t surprising. It was inevitable.
After years of being the broker everyone recommended - the one who answers the phone, treats clients properly, and actually gets results - stepping out under her own name made sense.
Yolo Money is simply Jane, unfiltered. Same standards. Same work ethic. Same commitment to getting people into homes, not just pushing paperwork.
What She's Seeing in 2026
On the blue sofa, we talked about what’s ahead: shifting lender criteria, affordability pressures, and the difference between approved and declined.
Jane doesn’t sugarcoat the market. She explains what’s really happening, what lenders genuinely want, and what buyers can practically do to improve their position.
It’s the same honesty she showed a decade ago when she helped me with a Barclays issue that earned her nothing. That’s her edge.
Why This Matters
Property is full of big talk. Brokers who overpromise. Advisers who disappear when complexity appears.
Jane isn’t one of them.
She answers. She explains. She pushes back when lenders need pushing back. And she does it without ego or theatrics.
That’s why Garrison Estates has worked with her since day one. And why our clients return.
The Bottom Line
If you’re buying, re-mortgaging, or simply assessing your options, you need competence and care in equal measure.
Jane Bacchus has delivered both for over a decade. Now, with Yolo Money, she’s doing it on her own terms.
Watch the full interview on our website to hear her 2026 insights and what buyers need to know.
And if you need mortgage advice , you know who to call.
WATCH THE FULL INTERVIEW HERE
Yolo Money
Founded by Jane Bucchus
Mortgage Broker
Part of our Network series - highlighting the trusted professionals who help make property transactions work at Garrison Estates, NW6 & NW10.